Opt-Out

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

International & English Language Institute Students

Health Care Coverage and Evacuation/Repatriation Coverage Requirements for International Students.

All international students attending Midwestern State University on a non-immigrant Visa status who are enrolled in 1 or more credit hours are required by the University to have health insurance and to submit proof of insurance annually. The University has established circumstances in which an international student can request a waiver to the student health insurance plan by providing alternative health insurance coverage. In order to be approved for a waiver, your alternate health coverage must meet or exceed the requirements as set forth below and be submitted by the September 15, 2026 waiver deadline.

Criteria to submit a waiver request:

1. Student is sponsored by the United States government, a foreign government, or Embassy.
2. Student is covered by a U.S. employer health insurance plan that is compliant with the Affordable Care Act (ACA).
3. Student is covered by a parent/spouse’s U.S. employer health insurance plan that is compliant with the Affordable Care Act (ACA).

Please note: travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement will NOT be acceptable for waiving the Midwestern State University Student Health .

If you meet one of the above criteria, then your alternative health insurance coverage must meet the following minimum requirements:

1. Tricare/military medical coverage is unlimited
2. Medical Evacuation Coverage is $50,000 or more
3. Repatriation Coverage is $25,00 or more
4. Dates of coverage meet or exceed the requirement for the policy year.

If your alternate coverage meets the above minimum requirements; acquire the following scanned documents to submit a waiver request:

1. The front and back of your insurance card
2. The insurance policy benefits summary, in English, that identifies you as a covered individual, provides the dates of your coverage, and clearly indicates that the coverage meets or exceeds the minimum requirement. Coverage amounts must be in US dollars.
3. The proof of medical evacuation and repatriation coverage (if you have this coverage)

Click Here to Submit your Waiver Request